Privacy Policy

Seth Manning | Licensed Insurance Professional

Website: https://sethmanning.com

Effective Date: October 18, 2026

1. Introduction

Welcome to SethManning.com.

Your privacy is important to us. Seth Manning, a licensed insurance professional affiliated with Experior Financial Group, is committed to respecting and protecting the personal information you provide when visiting this website or requesting insurance-related information.

This Privacy Policy explains how we collect, use, protect, and share information obtained through our website.

By using this website, you acknowledge the practices described in this Privacy Policy.

2. Information We Collect

When you visit SethManning.com or submit an inquiry, we may collect certain personal information, including:

• Full name
• Email address
• Telephone number
• State of residence
• Age or age range
• Insurance coverage interests
• Preferred contact methods
• Information voluntarily provided through contact forms

We may also automatically collect certain technical information, including:

• IP address
• Browser type
• Device information
• Website pages visited
• Referral sources
• General geographic location derived from technical information
• Website interaction and usage data

When evaluating insurance coverage, additional financial, health, or personal information may be requested separately through appropriate insurance application processes.

We encourage visitors not to submit Social Security numbers, detailed medical records, financial account numbers, or other highly sensitive information through general website contact forms.

3. How We Use Your Information

Information collected through SethManning.com may be used to:

• Respond to requests for insurance information.
• Provide personalized insurance consultations.
• Discuss life insurance products and coverage options.
• Provide information about Indexed Universal Life, Term Life, and Final Expense Insurance.
• Contact individuals who request insurance information.
• Assist with insurance applications and related services.
• Improve website functionality and user experience.
• Evaluate the effectiveness of advertising campaigns.
• Maintain business records and comply with applicable laws and regulations.

We use personal information for legitimate business purposes associated with providing insurance-related information and services.

4. Sharing of Personal Information

To provide insurance services, personal information may be shared when appropriate with:

• Insurance carriers and underwriting departments.
• Experior Financial Group and its authorized representatives.
• Licensed insurance professionals involved in servicing your requests.
• Technology providers supporting website operations, customer communications, and business administration.
• Regulatory agencies or other parties when required by law.

Information is shared only as reasonably necessary for the stated purposes, with your authorization when required, or as otherwise permitted by applicable law.

We do not disclose nonpublic personal financial or health information to unrelated businesses for their independent marketing purposes without the authorization or other legal basis required by applicable law.

5. Cookies and Website Analytics

SethManning.com may use cookies and similar technologies to improve website performance, understand visitor activity, and measure advertising effectiveness.

These technologies may collect information about website visits, browsing activity, and interactions with our content.

We may use services such as Google Analytics and Google Ads to evaluate website traffic and advertising performance.

Third-party advertising providers, including Google, may use cookies or similar identifiers to measure ad interactions and, where permitted, display advertisements based on previous website visits.

Visitors can manage cookies through their browser settings.

You may also manage Google advertising preferences at:

https://myadcenter.google.com/

6. Google Ads and Third-Party Advertising

SethManning.com may advertise insurance services through Google Ads and other digital advertising platforms.

These platforms may collect certain information about website visits and advertising interactions to help measure campaign performance.

Third-party vendors, including Google, may display advertisements on other websites and use cookies or device identifiers in connection with those advertisements.

We do not knowingly provide sensitive insurance application information, including medical histories or Social Security numbers, to advertising platforms for personalized advertising.

Advertising technologies will be used in accordance with applicable privacy requirements and platform policies.

7. Communication Consent

When you submit a contact form requesting information, you authorize Seth Manning or an authorized representative to respond to your inquiry using the contact information you provide.

Communications may include telephone calls, emails, or text messages, depending on your stated preferences and any additional consent provided.

Submitting an inquiry does not automatically authorize unrelated marketing communications or automated promotional calls or messages.

Where additional consent is legally required, it will be requested separately.

You may request that we discontinue marketing communications at any time.

8. Information Security

We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, misuse, disclosure, or alteration.

Access to sensitive personal information is limited to individuals and service providers with a legitimate business need.

Although reasonable safeguards are used, no method of internet transmission or electronic storage can be guaranteed to be completely secure.

Visitors should avoid submitting highly sensitive information through unsecured communication channels.

9. Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, maintain appropriate business records, provide requested services, and satisfy applicable legal or regulatory obligations.

Retention periods may vary depending on the type of information collected and the services requested.

10. Your Privacy Choices

You may contact us to:

• Request information about personal data collected through our website.
• Request correction of inaccurate contact information.
• Request deletion of information when permitted by applicable law.
• Update your communication preferences.
• Opt out of marketing communications.
• Ask questions about how your personal information is handled.

Certain records may need to be maintained to satisfy insurance industry regulations, legal requirements, or legitimate business obligations.

We will respond to privacy inquiries in accordance with applicable law.

11. Third-Party Websites

Our website may contain links to insurance carriers, Experior Financial Group, educational resources, or other third-party websites.

These websites operate independently and may have their own privacy policies.

SethManning.com is not responsible for the privacy practices, security, or content of independently operated third-party websites.

Visitors are encouraged to review the privacy policies of any external websites they visit.

12. Children’s Privacy

SethManning.com is intended for adults seeking information about insurance products and services.

We do not knowingly collect personal information directly from children under the age of 13 through this website.

If we become aware that information has been collected from a child under 13 without appropriate parental authorization, we will take appropriate steps to delete the information, subject to applicable legal requirements.

13. Insurance Services Disclosure

Seth Manning is a licensed insurance professional affiliated with Experior Financial Group.

Insurance products and availability vary by state, insurance carrier, underwriting requirements, and individual eligibility.

Submitting information through SethManning.com does not constitute an application for insurance coverage, a guarantee of insurability, or the establishment of an insurance policy.

Insurance coverage becomes effective only in accordance with the applicable insurance carrier’s requirements and policy provisions.

14. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy to reflect changes in business practices, website functionality, applicable regulations, or privacy requirements.

Updates will be published on this page with a revised effective date.

We encourage visitors to review this policy periodically.

15. Contact Information

For questions regarding this Privacy Policy or the handling of your personal information, please contact:

Seth Manning

Licensed Insurance Professional

Affiliated with Experior Financial Group

Website: https://sethmanning.com

Email: [email protected]